Cost & Cashflow

Lumina gives you a clear view of your costs, margins, and cash — so you can make the right decisions on buying, freight, and timing.

Abstract teal and orange ribbon flowing through space — representing cost, margin, and cashflow in balance

Trusted by scaling brands

Craftis
Evolve Resources
Gain The Edge
Trtl

Everything you need to stay on top of cost and cash

Landed costs, supplier payments, and a cashflow forecast — in one connected view.

Know your true margin

Lumina builds landed cost from your freight, duties, and every extra charge, so you can spot where costs are creeping and act before they eat your margin.

Stay on top of what you owe

Lumina generates a running schedule of what payments are due and when, so there are no surprises and nothing slips.

Keep cashflow healthy

Lumina forecasts your cash in and out over time, so you can see the impact of your committed spend and upcoming buying — and adjust to avoid a pinch point.

Lumina landed cost breakdown showing freight, duties, and margin

Get sharper on cost and cash

Definitions, templates, and guides for tighter margins and healthier cashflow.

Glossary

Landed cost

The all-in cost of getting a product to your door — freight, duties, and every extra charge on top of the supplier price.

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Glossary

Duties & tariffs

How import duties and tariffs are calculated from commodity codes, and why they belong in your landed cost.

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Glossary

Intake margin

The margin you lock in at the buying stage — the first number that decides whether a range makes money.

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Coming Soon
Resource in development
Template

Free purchase order template

Auto-totalling PO template with vendor fields, Incoterms, and line items. Opens in Excel, Sheets, or Numbers.

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Coming Soon
Resource in development
Compare

Lumina vs NetStock

Honest side-by-side comparison — including the cashflow story most inventory tools don't have.

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Frequently asked questions

Ready to get a grip on cost and cash?

See your true margins and your cash position in one place.